[**The Most Complex Personal Insurance Products Explained, Part 1: **Disability****][1]
**Forbes**
It's unfortunate that long-term **disability** (LTD) insurance and long-term care (LTC) insurance are so hard to fully grasp. It's unfortunate that the statistics surrounding the products are often used to frighten instead of enlighten prospects.
[**and more »**][2]
[1]: http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNGlB14s4wvf4TzMEACRFJaWJGRVDA&url=http://www.forbes.com/sites/timmaurer/2012/04/26/the-most-complex-personal-insurance-products-explained-part-1-disability/
[2]: http://news.google.com/news/more?gl=us&pz=1&ned=us&ncl=dl4zTBLUZBzz2LM
URL: http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNGlB14s4wvf4TzMEACRFJaWJGRVDA&url=http://www.forbes.com/sites/timmaurer/2012/04/26/the-most-complex-personal-insurance-products-explained-part-1-disability/
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